What are iPayLoans?

iPayLoans, as the name suggests can be borrowed for 300 days. These are small loans and can be applied to take care of all sorts of unplanned expenditures.

How can iPayLoans help me?

iPayLoans is a one-stop destination where you can draw easy comparisons of the various loan deals available. We are only a mediator and only provide you with the necessary details. We are not involved in direct loan lending or take any lending decisions.

Do I have to pledge collateral?

No, there is no need of pledging any collateral as these loan deals fall under the unsecured category.

Is it safe to apply online?

Yes, it is absolutely safe to apply online as all necessary security measures have been taken by us.

Do I qualify?

In order to qualify you will need to confirm that you are a permanent citizen of South Africa, be employed, and have a fixed monthly salary.

Can I apply despite a bad credit rating?

Our services can be accessed even if you are tagged with bad credit. However, we cannot assure you about approval. Lenders are going to consider your credit status and requirement ahead of approving your loan request.

How much can I borrow?

The approved cash against a short term loan generally ranges from R100 to R1000. The received cash will depend on your requirement as well as your repayment ability.

What if I am unable to repay back on time?

Failure to pay back on time can get you into serious monetary issues. This can negatively impact your credit status and also make it difficult for you to get loan approval in the future.